Homebuying 101: Guides, Checklists, and Tips

How Mortgage ‘Advice’ Is Often Just Paid Advertising

Learn how to spot biased mortgage advice driven by affiliate links or lead gen— and why comparing lenders without the noise is key to getting the best rate.

How Mortgage ‘Advice’ Is Often Just Paid Advertising

Learn how to spot biased mortgage advice driven by affiliate links or lead gen— and why comparing lenders without the noise is key to getting the best rate.

How Mortgage ‘Advice’ Is Often Just Paid Advertising

Learn how to spot biased mortgage advice driven by affiliate links or lead gen— and why comparing lenders without the noise is key to getting the best rate.

How to Get the Best Mortgage Rate

Every lender—from banks to brokers to digital platforms—brings different strengths. Understanding how rates, fees, and service models vary can save you thousands. Incomp is building a tool to help borrowers compare offers without the hassle.

How to Get the Best Mortgage Rate

Every lender—from banks to brokers to digital platforms—brings different strengths. Understanding how rates, fees, and service models vary can save you thousands. Incomp is building a tool to help borrowers compare offers without the hassle.

How to Get the Best Mortgage Rate

Every lender—from banks to brokers to digital platforms—brings different strengths. Understanding how rates, fees, and service models vary can save you thousands. Incomp is building a tool to help borrowers compare offers without the hassle.

How to Get a Mortgage: Docs, Questions, and Key Tips

Getting a mortgage starts well before you apply. Learn what documents to gather, what to ask your lender, and how to avoid delays. This guide helps you get organized—and ask smarter questions.

How to Get a Mortgage: Docs, Questions, and Key Tips

Getting a mortgage starts well before you apply. Learn what documents to gather, what to ask your lender, and how to avoid delays. This guide helps you get organized—and ask smarter questions.

How to Get a Mortgage: Docs, Questions, and Key Tips

Getting a mortgage starts well before you apply. Learn what documents to gather, what to ask your lender, and how to avoid delays. This guide helps you get organized—and ask smarter questions.

Should I Refinance? When does it make sense?

Refinancing can lower your monthly payments or shorten your loan—but is it worth the closing costs? Incomp’s refinance tool lets you compare savings across interest rates, term lengths, and payoff timelines with just a few clicks. You can adjust scenarios, factor in real costs, and set alerts for when rates hit your breakeven point.

Should I Refinance? When does it make sense?

Refinancing can lower your monthly payments or shorten your loan—but is it worth the closing costs? Incomp’s refinance tool lets you compare savings across interest rates, term lengths, and payoff timelines with just a few clicks. You can adjust scenarios, factor in real costs, and set alerts for when rates hit your breakeven point.

Should I Refinance? When does it make sense?

Refinancing can lower your monthly payments or shorten your loan—but is it worth the closing costs? Incomp’s refinance tool lets you compare savings across interest rates, term lengths, and payoff timelines with just a few clicks. You can adjust scenarios, factor in real costs, and set alerts for when rates hit your breakeven point.

Unexpected Costs of Homeownership

Most sites only show the mortgage—but taxes, insurance, maintenance, and surprise costs add up fast. Incomp helps you estimate real ownership costs, not just loan approval. Paste a listing to model everything from utilities to tax deductions for educational purposes.

Unexpected Costs of Homeownership

Most sites only show the mortgage—but taxes, insurance, maintenance, and surprise costs add up fast. Incomp helps you estimate real ownership costs, not just loan approval. Paste a listing to model everything from utilities to tax deductions for educational purposes.

Unexpected Costs of Homeownership

Most sites only show the mortgage—but taxes, insurance, maintenance, and surprise costs add up fast. Incomp helps you estimate real ownership costs, not just loan approval. Paste a listing to model everything from utilities to tax deductions for educational purposes.

What are Closing Costs?

Closing costs can add thousands to your upfront budget—but many buyers don’t know which fees are negotiable. Use Incomp’s breakdown by fee type and location to estimate what you’ll owe. Our model highlights these costs, so you can budget confidently and avoid surprises.

What are Closing Costs?

Closing costs can add thousands to your upfront budget—but many buyers don’t know which fees are negotiable. Use Incomp’s breakdown by fee type and location to estimate what you’ll owe. Our model highlights these costs, so you can budget confidently and avoid surprises.

What are Closing Costs?

Closing costs can add thousands to your upfront budget—but many buyers don’t know which fees are negotiable. Use Incomp’s breakdown by fee type and location to estimate what you’ll owe. Our model highlights these costs, so you can budget confidently and avoid surprises.

How Much Should I Save for Maintenance and Repairs?

Owning a home means more than mortgage payments—big-ticket repairs and routine upkeep can add up fast. Use Incomp’s model to estimate costs based on home age, type, and climate. Plan ahead with a personalized reserve estimate to stay ready for what breaks.

How Much Should I Save for Maintenance and Repairs?

Owning a home means more than mortgage payments—big-ticket repairs and routine upkeep can add up fast. Use Incomp’s model to estimate costs based on home age, type, and climate. Plan ahead with a personalized reserve estimate to stay ready for what breaks.

How Much Should I Save for Maintenance and Repairs?

Owning a home means more than mortgage payments—big-ticket repairs and routine upkeep can add up fast. Use Incomp’s model to estimate costs based on home age, type, and climate. Plan ahead with a personalized reserve estimate to stay ready for what breaks.

Buy vs. Rent

Our Buy vs. Rent Calculator estimates your breakeven period—how long you need to stay in a home before buying makes more financial sense than renting. We model rent inflation, home appreciation, upkeep, selling costs, and tax deductions to show real-world tradeoffs. Paste a listing and compare with your current rent to see which path builds more value over time.

Buy vs. Rent

Our Buy vs. Rent Calculator estimates your breakeven period—how long you need to stay in a home before buying makes more financial sense than renting. We model rent inflation, home appreciation, upkeep, selling costs, and tax deductions to show real-world tradeoffs. Paste a listing and compare with your current rent to see which path builds more value over time.

Buy vs. Rent

Our Buy vs. Rent Calculator estimates your breakeven period—how long you need to stay in a home before buying makes more financial sense than renting. We model rent inflation, home appreciation, upkeep, selling costs, and tax deductions to show real-world tradeoffs. Paste a listing and compare with your current rent to see which path builds more value over time.

Can You Deduct Mortgage Interest and Property Taxes?

You may be able to deduct mortgage interest and property taxes—but only if itemizing beats the standard deduction. Incomp models your potential tax benefit based on income, filing status, and loan details. Understand how deductions work over time and why they shrink as your loan matures.

Can You Deduct Mortgage Interest and Property Taxes?

You may be able to deduct mortgage interest and property taxes—but only if itemizing beats the standard deduction. Incomp models your potential tax benefit based on income, filing status, and loan details. Understand how deductions work over time and why they shrink as your loan matures.

Can You Deduct Mortgage Interest and Property Taxes?

You may be able to deduct mortgage interest and property taxes—but only if itemizing beats the standard deduction. Incomp models your potential tax benefit based on income, filing status, and loan details. Understand how deductions work over time and why they shrink as your loan matures.

FAQs: What is Incomp?

Most tools only show your mortgage payment—but that’s just the beginning. Incomp reveals the true cost of homeownership by factoring in taxes, insurance, repairs, and more. Plan smarter, avoid surprises, and buy with confidence.

FAQs: What is Incomp?

Most tools only show your mortgage payment—but that’s just the beginning. Incomp reveals the true cost of homeownership by factoring in taxes, insurance, repairs, and more. Plan smarter, avoid surprises, and buy with confidence.

FAQs: What is Incomp?

Most tools only show your mortgage payment—but that’s just the beginning. Incomp reveals the true cost of homeownership by factoring in taxes, insurance, repairs, and more. Plan smarter, avoid surprises, and buy with confidence.