1. Information Collection
Incomp collects personal provided by users, such as email addresses, income, assets, debt, credit scores, and other related information necessary for using the calculator tool. Collection of financial data is optional unless required to provide the full functionality of the Service.
To ensure privacy and security, Incomp maintains a strict separation between personal identifying information (e.g., name, email, contact details) and financial data (e.g., income, assets, debts, credit scores). While both types of information may be collected for service functionality, they are managed and stored separately, preventing direct linkage between a user’s identity and their financial details.
This separation means that even if financial data is used for trend analysis or anonymized insights, it cannot be traced back to an individual. Additionally, Incomp does not sell, share, or distribute user financial data to third parties beyond what is necessary for processing requests through the Service. Users retain control over their data, and specific details regarding collection, storage, and deletion rights can be found in our Policy documents.
2. Data Usage
The data collected is used for the following purposes:
To provide the Service and generate estimates based on user-provided information.
To enhance user experience by analyzing usage patterns and improving the tool’s functionality.
To respond to user inquiries, including requests for data deletion or opt-outs.
To send periodic emails with relevant updates or notices related to the Service, but only if the user has explicitly opted in to receive communications.
3. Data Sharing
Incomp does not sell, rent, or share your personal data with third parties for their own marketing purposes. We may share your data with trusted third-party service providers who assist in operating our platform, improving functionality, or providing support, but only under strict confidentiality agreements to protect your information.
Additionally, we do not sell or distribute sensitive financial data, such as income, assets, or credit information, to any third party. All data sharing is limited to what is necessary for delivering the Service while maintaining compliance with applicable privacy regulations.
4. Data Retention and Deletion
Incomp retains your personal data for as long as necessary to provide the Service and fulfill the purposes for which it was collected, or as required by law. You may request that your personal information be deleted by contacting us at hi@incomp.app. We will process your deletion request within 45 days of receipt.
5. Security Measures
Incomp takes reasonable and industry-standard precautions to protect your personal data from unauthorized access, alteration, or destruction. We implement encryption, secure data transmission protocols, and other security technologies to safeguard your information.
However, while we follow best practices in data protection, no electronic storage or transmission method is 100% secure. As a result, we cannot guarantee absolute security, but we continuously monitor and improve our security measures to minimize risks.
6. User Rights
Under applicable laws, you may have the following rights regarding your personal data:
Right to Access: You may request a copy of the personal data we hold about you.
Right to Correction: You can request corrections to any inaccurate or incomplete personal data.
Right to Deletion: You may request that we delete your personal data, subject to legal retention requirements.
Right to Opt-Out: You can opt out of marketing communications at any time by following the instructions in our emails or contacting us directly.
To exercise any of these rights, please contact us at hi@incomp.app. California residents may also exercise their rights under the CCPA by requesting further details on data collection and sharing practices.
7. Cookies and Tracking Technologies
Incomp uses cookies and other tracking technologies to enhance your experience with the Service, improve functionality, and analyze user behavior. These tools help us understand how users interact with our platform to optimize performance.
You can adjust your browser settings to block or delete cookies at any time. However, disabling cookies may impact certain features or reduce the functionality of the Service.
8. International Data Transfers
If you access the Service from outside the country where Incomp is based, your data may be transferred to, stored, and processed in other jurisdictions. By using the Service, you consent to this data transfer as outlined in this Privacy Policy. However, the Service is intended solely for use within the United States. Any use outside the U.S. is at the user’s discretion, and Incomp disclaims any responsibility for compliance with EU data protection laws or other international privacy regulations, as such use falls outside the intended scope of the Service.
9. Changes to the Privacy Policy
Incomp reserves the right to update this Privacy Policy at any time. If we make significant changes, we will notify you by posting a prominent notice on the Service. Continued use of the Service after such changes indicates acceptance of the updated policy.